Agent Banks Program

Our turnkey Agent Bank service is designed to build and attract your commercial accounts at little cost or effort to you because we handle it all: sales, conversion, training, support and reporting. We assume charge-back liability, and we provide complete credit, debit and electronic benefits transfer (EBT) settlement, including funds movement. Large or small, your retailer customers can accept all payment types, speed up their cash flow and reduce their operating costs and risk.

The Agent Bank Program provides numerous benefits for your institution.

• Increasing payment acceptance options for existing merchants to strengthen depository relationships
• Attracting new customers with state-of-the-art solutions and full marketing support
• Providing services without capital investment or overhead
• Maximizing revenue while eliminating liability
• More Competitive AdvantagesWith the Agent Bank Program, you will experience

More Competitive Advantages

With the Agent Bank Program, you’ll experience:

• Reduced costs
  There is no investment for your institution to get started with the American Payment Systems Affiliate program. Plus, your retailers will benefit from our exclusive Affiliate program Interchange Plus discount rates, processing equipment and equipment replacement, plus much more.
• Reduced risk
  We assume 100 percent liability on your retailers’ accounts.
• Reduced effort
  We handle all sales, conversion, training and support to your retailers and provide clear, concise reporting or any other services your bank wishes to utilize. American Payment Systems can provide a full- service program or a support-only program if your bank elects to handle the sales, service and installations.

Payment acceptance options include major credit cards, major ATM/debit cards, Gift & Loyalty cards, Electronic Check Conversion and Guarantee and EBT programs used by more than three dozen government agencies.

Extended Benefits
Other related services you can provide to your retail customers include:

• Providing Web payment services

For more information on our Agent Banks Program, contact us today.